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Mobile commerce is being enabled through the ability to make payment through the user's mobile phone and allows users to order, pay for, obtain and validate payment from any location and at any time. With the use of a "2D Barcode" the user's authentication, authorization and strictest security is ensured. "2D Barcodes" are placed or downloaded over-the-air onto the user's mobile phone and can replace the need to send confidential credit/debit card, or bank account details via the open air.


Our "2D Barcode" in combination with IPCryptSIMTM is the the most secure way of conducting your MOBILE BANKING!
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  2D Barcodes for Mobile Phones

"2D Barcodes" are placed or down-loaded over-the-air onto the user's mobile phone and can replace the need to send confidential credit /debit card, or bank account details via the public domain.

In a scenario where a user wants to purchase a train or movie / theater ticket a "2D Barcode" can replace the traditional paper ticket thus reduces the production and distribution costs connected with traditional paper-based ticketing channels and in-creases customer convenience by providing new and simple ways to purchase tickets. At the entrance or gate the user flashes the downloaded "2D Barcode" onto a special reader to gain access to the train or the event.



Our "2D Barcode" enables secure mobile payment and in combination with our IPCryptSIMTM is the most secure way of conducting your MOBILE BANKING!
For more information    Get PDF 
  2D Barcode for Mobile Payment
Mobile payment is payment using the mobile phone at the point-of-sale instead of using cash or credit or debit cards. This provides unparalleled shopping experience combining ease with flexibility.

Mobile Payment Scenario 1:
Customer sends a secure SMS, using IPCryptSIMTM to his bank. SMS contains the amount and the bank account code. The bank checks and returns a IPCryptSIMTM secured SMS containing the barcode to customer. Customer enters PIN to open encrypted SMS and flashes mobile phone screen onto the POS at merchant, that reads barcode and translates the bank approval code.

Mobile Payment Scenario 2:
Customer is at a merchant (retail shop, Post office, Restaurant, etc.) and wants to pay via the mobile phone. Customer gives his mobile phone number to merchant who sends it via secure SMS (IPCryptSIMTM) to bank together with merchant ID + amount. Bank clears payment and sends a IPCryptSIMTM secured SMS containing the barcode to customer. Customer enters PIN to open encrypted SMS and flashes mobile phone screen onto the POS at merchant, that reads barcode and translates the bank approval code.

Mobile Payment Scenario 3:
Customer has applied for a personalized and unique barcode from the bank before going shopping. Barcode is generated by the bank for user recognition and sent via IPCryptSIMTM secure SMS to customer hand phone who stores it in the phone memory. When paying for something, the customer flashes the identification code on the mobile phone to the merchant’s POS hardware reader. The code is scanned transferred to bank to request payment permission. After validation, the payment is accepted and shopping finished!

  2D Barcode as mobile ticket
Mobile ticketing is the process whereby customers can order, pay for, obtain and validate tickets from any location and at any time using mobile phones or other mobile handsets. Travelers book their train tickets via the internet, or by voice response telephone, or secure SMS, then receive their elec-
tronic tickets as a .jpeg 2D barcode onto their mobile phones. Adapted for MRT or LRT commuter and trains/public trans-
portation with rush hour peaks, travelers need no longer acquire tickets at a ticket office or automat, often connected with excessive queuing, but receive their trans-port tickets in the form of an SMS message (M-ticket) on their mobile phones. This development reduces the production and distribution costs connected with traditional paper-based ticketing channels and increase customer convenience by providing new and simple ways to purchase tickets for all sort of events.



IPCS Group has aligned itself with the leading 2D Barcode Provider from Europe and provides a complete development and integration of this technology.

For further information, please contact us.
For more information    Get PDF 

IPCS Group

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